Retirement Planning

• Will I have enough money to have a comfortable life style in retirement?
• How much do I need to save for retirement?
• How should I invest my money for retirement?
• What is the best option for payments from my retirement plan(s)?
• Am I taking full advantage of the benefits offered by my company?
• How should I allocate my 401k plan money?

Investment Planning

• Where is the best place for my money considering my personal circumstances?
• What is an investment?
• Am I taking too much risk with my investments?
• Am I being too conservative with my investments?
• Are my investments well diversified?

Estate Planning

• Can I reduce the amount of my estate taxes?
• Should I set up a trust?
• What should my will include?

Insurance Planning

• Am I paying too much for life insurance?
• Is my family protected if I should die?
• Is whole life better than term?
• Do I need disability insurance?
• What about long-term care?

Tax Planning

• Am I taking maximum advantage of ways to reduce my taxes?
• Should I have tax-free income, such as municipal bonds?

Divorce Planning

• What is a fair settlement?
• How do I determine which assets will do me the most good?
• How do I calculate child support?
• How am I going to manage on half?

College Planning

• Will I qualify for financial aid?
• How much do I need to save for my children's college education?

Budgeting and Cash Flow

• How do I get ahead?
• I am paid a decent salary, but where does it go?
• Should I consider refinancing my mortgage?