Milne Financial Planning, Inc. provides the following services:
- Retirement Planning
- Investment Planning
- Estate Planning
- Tax Planning
- College Planning
- Budgeting & Cash Flow
- Divorce Planning
- Insurance Planning
New clients have the choice of three services: the Basic Review, the Retirement Review, or the Six-Month Retainer. Once clients have completed any one of these services, they may upgrade to a higher initial service or they may choose any of the on-going services. On-going services include hourly work, annual review, semi-annual review, and quarterly review.
Basic Review (new clients) - This service is a specific need(s) service and is not intended to be a comprehensive plan. Though the initial questioning is holistic in nature, the final result is not a comprehensive analysis. This one time meeting is based on each client’s unique circumstances. The meeting is interactive and is structured to answer the client’s question(s). These meetings are typically 2-3 hours in length. Clients are welcome to take notes and any illustrations created during the meeting are the client’s to keep. The scope of this meeting is often limited to time. Depending on the client’s individual circumstances, the meeting may cover only one area of concern (such as retirement planning or portfolio allocation). Clients having multiple questions or looking for a written summary of the meeting will prefer the Retirement Review. The cost of the Basic Review is a one time fee of $695.
Six-Month Retainer (new clients) - This service is the most comprehensive initial service offered by Milne Financial Planning. During the six-month period all financial planning issues are addressed; issues include asset allocation, specific investments, investment implementation, tax planning, retirement planning, estate planning, college education planning, insurance planning and cash flow planning. The advantage of this service is the process is slowed down and it provides implementation to the extent of what can be accomplished in the six-month time frame. This service works well for those clients who chose not to carry out the suggested recommendations on their own. Typically, there are four meetings during the six-month period. After six-months, clients will choose one of the on-going relationships. The fee is .45% of assets available for investments (investable assets) plus .45% of adjusted gross income. The minimum fee is $3,500. Click for Sample Plan
Educational Workshops - Jamie Milne may conduct group educational workshops on financial planning topics such as “Maximizing Your Employee Benefits”, “Retirement Savings Strategies”, “Millionaires in the Making”, “Asset Allocation and Portfolio Risk”, “Dissecting Mutual Funds using Morningstar” and “Couples and Money”. Jamie may impose a fee for these or other educational workshops. Generally, the employer, civic or non-profit group sponsoring the workshop will pay any fees charged by Jamie. In the event there is a charge to workshop attendees, the fee will be published in the workshop announcement or invitation. The hourly rate for group employee presentations is $350.
Click for Retirement Review Sample Plan
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