The meeting is a working meeting; it is informal and the dress casual.  I tell people, bring your wheelbarrow full of stuff (financial information) and I will answer your questions.  Not every meeting is the same, but typically we will start with paperwork, which consists of the Form ADV and my contract.  Next we will talk about why you came and where you are in life.  More importantly, we will discuss what you hope to accomplish in the future.  The next steps are dependent on your questions and needs.  Past experience tells me many clients are looking for spending/retirement guidance and a review of their portfolio.

At the end of the meeting you have various alternatives:

1. Decide to do nothing.  Often clients' questions are completely answered.  This type of client decides when they would like the next meeting.  This may be in 3 months or in 3 years.  These future meetings are typically billed at the current hourly rate.
2. Sign up for the 6-month retainer service.  This extends the one-time meeting service in to a full comprehensive plan during the following 6 months.
3. Sign up for one of the on going services.
4. Sign up for the Full-Retainer service.  This on-going service provides 4 meetings per year and is for clients that like or need a lot of hand holding.
5. Implementation meeting.  This 2 hour meeting answers any remaining questions you may have after one of the three initial new client services.

Materials to Bring

Please click here to download our Checklist in Adobe Acrobat format.
Please click here to download our George Kinder Questions Sheet in Adobe Acrobat format.
*See bottom of page for information on how to get Adobe Acrobat

Office Locations

Barre: 51 Church Street, Barre Granite Association, Barre VT

Burlington: 76 Ethan Allen Drive, Suite #4, South Burlington, VT

St. Johnsbury: 770 Railroad Street, St. Johnsbury, VT

Directions

Directions to Barre: Follow signs to Downtown Barre. From the south, take Exit 6 from Interstate 89 and from the north take Exit 7 from Interstate 89. The Barre Granite Association Building is at the 'Park in Barre'. Look for the Universalist Church's white steeple. The next building is the Congregational Church (brick) and the Barre Granite Association Building (brick with a granite front) is the third building. Milne Financial Planning is located on the second floor. Parking is available in front of the churches and along the park.

Directions to Burlington: From I89, take Exit 15, College Parkway (Saint Michael's College). Take the first right on Lime Kiln Road, then left on Ethan Allen Drive. From Airport Parkway, drive by Pizza Putt and then turn right on Ethan Allen Drive. The building is an industrial building on the left (after Comcast). The office is in the same hallway as Tom Anderson's office (look for and enter through his door). My door is the second door on the right.

Directions to St. Johnsbury: From I91, take Exit 20. If coming from the South, continue right, if coming from the North, turn left. Continue through downtown St. Johnsbury (this is Railroad Street). Once you see the Dollar Store on the right, 770 Railroad Street is the next building on the right. The building is white. Enter the first door on the first floor.

 

Downloading Adobe Acrobat and PDF files.

If Adobe Acrobat Reader is linked to your browser, the page will appear in the browser window. Otherwise you will be asked where to save the file that is being downloaded. Note the name of the directory on your computer to which you download the PDF. The PDF file will provide you with a fully formatted version of the form.

To read a PDF file, you need Adobe Acrobat Reader on your computer. If you do not have Adobe Acrobat Reader, just click on the yellow icon below and it will take you to Abobe's site where you can download it for free.

Click here to get the Adobe Acrobat Reader