Founder, Milne Financial Planning

Jamie Milne, CFP®

A fee-only, fiduciary financial planner helping pre-retirees, retirees, and families across the Greater Burlington area and all of Vermont build tax-smart retirement income and invest with a clear, written plan.

Schedule a Conversation 802-249-7107

Fee-Only100% client-paid, no commissions
FiduciaryYour best interest, always first
Since 1996Fully independent firm
VermontSt. Johnsbury & Winooski offices

Independent, Fee-Only, and Fully On Your Side

After years in banking and insurance, Jamie Milne founded Milne Financial Planning in 1996 to build a completely independent firm designed around one thing: honest, helpful answers focused on you and your goals.

Jamie takes his fiduciary oath seriously, and Milne Financial Planning is a fee-only firm because he does not believe in taking commissions. The best interest of every client drives all planning and investing decisions. His advice and recommendations are grounded in decades of experience and a clear set of beliefs, free from sales quotas and product commissions. One hundred percent of the firm's compensation is paid by its clients.

He is honored by the trust clients place in him and feels fortunate to share in shaping their financial futures. He genuinely enjoys working with new clients. Every client is unique, and Jamie finds it rewarding to work side by side toward the answers that best fit each person's questions and goals, all organized around a clear, written plan.

His wife, Katheryn, joined Milne Financial Planning in 2023 as Client Services Manager and is a CPA licensed in Vermont. They feel fortunate to enjoy working together and serving clients as a team. When he is not meeting with clients, Jamie enjoys water skiing, snow skiing, biking, and cars, and he treasures time with his three daughters, their partners, and his four grandchildren, all living close by.

Jamie Milne with the Milne Financial Planning team in Vermont

Services Jamie Provides

Whether you want a one-time plan you carry out yourself or ongoing management and partnership, Jamie tailors his fee-only guidance to how you want to work.

Financial Planning

A clear, written plan that connects your goals, cash flow, and investments into one coordinated strategy.

Retirement Planning

Build dependable, tax-aware retirement income and a withdrawal approach designed for the years that matter most.

Tax Planning

Proactive, year-round strategies that help keep more of what you earn and coordinate with your CPA.

Roth Conversions

Evaluate whether converting to a Roth fits your bracket, timeline, and long-term retirement income picture.

One-Time Services

Collaborate on a plan and clear direction, then execute it yourself at your own pace, without asset management.

Ongoing Management

Continuous support with implementation and portfolio management, so you can focus on enjoying life.

Areas Jamie Serves

Based in St. Johnsbury and Winooski, Jamie works with clients throughout the Greater Burlington area and across Vermont, and meets virtually with families anywhere the conversation takes them.

Burlington, VT

Professionals and retirees seeking independent, fee-only guidance in Vermont's largest city.

Winooski, VT

Home to one of our offices, serving neighbors planning for a confident retirement.

St. Johnsbury, VT

Our Northeast Kingdom home base for families and business owners building written plans.

Essex, VT

Growing households and pre-retirees who value commission-free, fiduciary advice.

Colchester, VT

Lakeside families coordinating retirement income, taxes, and long-term goals.

South Burlington, VT

Professionals looking for tax-smart planning and a clear path to retirement.

Stowe, VT

Clients balancing careers, second homes, and legacy planning across Vermont.

Montpelier, VT

Public-sector and professional households planning around pensions and Roth strategy.

Danville, VT

Northeast Kingdom neighbors near our West Danville mailing home who want honest answers.

Contact Us

Let's Get Started

Ready for honest, fee-only guidance built around a clear written plan? Reach out to Jamie and start the conversation, with no pressure and no commissions.

Start Here Call 802-249-7107

Milne Financial Planning, fee-only fiduciary financial planning in Vermont

Frequently Asked Questions

Is Jamie Milne a fiduciary financial advisor?

Yes. Jamie takes his fiduciary oath seriously and is legally and ethically committed to acting in each client's best interest. Milne Financial Planning is a fee-only firm, so all planning and investing decisions are made without sales quotas or product commissions influencing the advice.

What are Jamie Milne's credentials?

Jamie is a CERTIFIED FINANCIAL PLANNER™ professional (CFP®) and the founder of Milne Financial Planning, which he established in 1996. He brings prior experience in banking and insurance and leads an independent, fee-only firm based in Vermont.

Where is Jamie Milne located and what areas does he serve?

Jamie works from offices in St. Johnsbury and Winooski, Vermont, and serves clients throughout the Greater Burlington area and across the state. He also meets virtually, so families can work with him from wherever is most convenient.

What does fee-only mean at Milne Financial Planning?

Fee-only means one hundred percent of the firm's compensation is paid by its clients. Milne Financial Planning does not accept commissions, so advice stays free from product sales incentives and focused entirely on what is right for each client.

Who does Jamie Milne work best with?

Jamie works well with pre-retirees, retirees, and families who want an independent partner and a clear, written plan. Whether you prefer a one-time plan you carry out yourself or ongoing management, he tailors the relationship to your goals and how you like to work.

How do I schedule a meeting with Jamie Milne?

You can reach Jamie by calling 802-249-7107 or by using the contact page to request a conversation. He is happy to talk through your questions and goals and explain how the fee-only, one-time and ongoing service options work.